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Schaumburg Down Payment Assistance for Buyers
Schaumburg Home Buyers Attention!

Need Down Payment Assistance?

There is a down payment assistance program offered thru Cook County that may fit your needs! This is great news for home buyers that need help.

If you live in or plan to purchase in Cook County and qualify for an FHA, VA, USDA, or Freddie Mac first mortgage loan, and can’t afford the down payment or closing costs, there may be a down payment assistance program that can help.
Qualified buyers who meet income and credit score requirements may be able to receive a grant for up to 5% of the total loan amount based on their income.
 
FHA, VA and USDA loans are available for those with an income of $88,435 or less and a credit score as low as 620, while Freddie Mac loans are available for those with an income of $131,775 or less and a credit score as low as 640.

Alright, let's put that in english for you - you have an OK credit score but need the down payment help right?

There are requirements that you must meet which are income related maximums & FICO score minimums in order to qualify.

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