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Renter’s Insurance: Worth the Cost
Renter’s Insurance: Worth the Cost
Renter’s insurance is an option for most all renters, and therefore, many go without. But it may be worth it to learn just what you are saying “no” to and find out for yourself if Renter’s Insurance is worth the cost to you. If you currently rent an apartment, duplex or single family home, Renter’s Insurance is the only option you have to protect your belongings in the case of a disaster.
The cost of Renter’s Insurance varies according to the coverage you select, how much coverage you purchase, and the deductible you select for your coverage. The National Association of Insurance Commissioners report that the average cost for Renter’s Insurance falls in the $15.00-$30.00 per month range. Most purchasers can also receive a discount for paying annually or for bundling Renter’s Insurance with their auto insurance. This is a small price to pay to have all your belongings replaced in case of a disaster such as a fire or theft.
Many renters believe that the Landlord holds property insurance to cover any losses, but the coverage the property owner holds actually covers only the building itself, not your contents. Renter’s Insurance covers your belongings. Have you thought about ... more

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