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What to Do If a Contractor Puts a Lien on Your House
Here’s a scary scenario: You’ve just completed a home improvement project and paid the contractor in full for the work. But the contractor skips out without paying one of his subcontractors.
Next thing you know that subcontractor puts a lien on your house -- a legal claim against your property that could force your house into foreclosure if you don’t pay the debt yourself.
Scary scenario #2: You're not getting the best work from a contractor, so you don't pay him the remaining portion of what he's owed. In a surprise turnaround, the contractor files a "mechanic’s lien” to force the remaining payment.
If a contractor puts a lien on your property, here's how to respond:
Have a Construction Lawyer Check the Lien“Contractors have to follow certain procedures for the lien to be valid,” says Tampa attorney George Meyer, past chair of the American Bar Association’s Forum on the Construction Industry. “It’s not uncommon to find that the lien is invalid because a deadline was missed or some other technicality is wrong.”
You’ll pay around $1,000 to have an attorney review the lien and get it thrown out if it’s invalid, a process that usually happens within 60 days of the lien being recorded.
If the Lien ... more

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