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New Year’s Checklist for First Time Home Buyers in Denver
If you’re making a resolution to take the leap from renting to buying in 2017, you need to know a few things to make sure this New Year’s resolution succeeds. If you plan to make 2017 the year to own your first home, here is a checklist of the things you should start doing to make your goal a lot less stressful.
Make sure you’re ready- Ask yourself questions like if your job is stable or do you see yourself living in that place for the next five to 10 years? You will get the best interest rate if you have at least 20 percent of the home’s purchase price saved as a down payment. But there are first time buyer programs available that only require you to have a few thousand dollars for the earnest money deposit. Also, make sure you are prepared for all the extra work that comes with homeownership. Owning a home entails more maintenance than renting. Being certain about these questions will help you decide if you’re ready or not.
Create a list of “must haves”- It’s important to know which features you are willing to compromise on and which are deal breakers. Buying a home always involves compromises. ... more

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