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Getting the most from your home-buying team
(NC) - For many of us, our home will be our most significant asset. Therefore, it makes sense to employ the services of top-notch professionals when setting out to buy. Referrals from friends, family, or other housing professionals are always a good place to start looking for these key players:
 
Real estate agents
The job of the real estate agent is to help you find the home you want, so make sure you tell them exactly what you're looking for and willing to pay. Armed with that knowledge, a licensed real estate professional will:
Inform you about the state of the market and evaluate potential neighbourhoods. Pre-screen homes to ensure that you see only what fits your wants and budget. Provide you with sound, practical advice to get the best deal possible. Tell you when to involve other professionals, such as a lawyer and home inspector. Help you prepare and submit your offer to purchase and see the transaction through to a successful conclusion.  
Mortgage lenders
With many options available, choosing the right mortgage can be difficult. Speak with your personal banker who will help you create a borrowing strategy that's perfectly suited to your personal goals. Creating a borrowing strategy is all about ... more

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