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Property Managers Guide on Homeowners Insurance vs. Landlord Insurance
 
Atlanta Property Managers Guide on Homeowners Insurance vs. Landlord Insurance  Oh, the world of insurance -- it can be frustrating to understand and as confusing as trying to do a Rubik's cube with your eyes closed. As an Atlanta property manager, we know that you need to have insurance to protect against any possible property damage, but which kind do you need and what does it cover? The following is a breakdown of the differences between a Homeowner's Insurance Policy and a Landlord Insurance Policy.
Homeowners Insurance
Homeowners insurance typically covers a property from forces of nature, such as wind, fire, storm, or earthquake damage. In addition, it protects the homeowners property and belongings from theft and vandalism.  Homeowners are able to rest easy knowing that should something devastating happen to their home, they will be able to receive monetary compensation to complete needed repairs and to replace material belongings.
  Landlord Insurance
Landlord insurance, on the other hand, protects the property from mother nature -- including fires, storms, hail, earthquakes, etc. This insurance generally covers the residence as well as other structures on the property. Such structures may include a patio deck, fence, or shed. Landlord insurance typically does not ... more

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