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A short sale? Me? How did I get here?
You bought your house over a decade ago. It was a time when you were full of dreams and possibilities. The real estate market was going up, you did your homework, plunked down your savings and bought a piece of the American Dream.
The market (not only in Loudoun County, but in the whole country) took a sharp decline, and you held on. You had a good job, good credit, and knew that it would eventually rebound. You decide to be true to your responsibilities and wait for the recovery. After all, you like where you live and it's only temporary.
Over the years things change....life happens. Maybe you get a new job in another location or you get married and have a few children - perhaps you become an empty nester or go through a divorce. You might have decided to rent the property and move to something that works better for you - closer to work, more space, or less maintenance. But the rent doesn't cover the mortgage, and each month you fall just a little bit further behind. The air conditioner goes out, you need a new roof, the car is on it's last legs, daycare costs a ... more

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