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How a Mortgage Company Can Improve Your Buyer's Offer
How a Mortgage Company Can Improve Your Buyer's Offer
     As a Realtor in an extreme seller's market as we're seeing in so many markets around the country, wouldn't it be nice if every buyer you worked with was a cash buyer?  While that's not reality, the mortgage company your buyer works with can make any offer just as competitive, if not more so, than the cash competition.

     At Mason McDuffie, we are able to pre-underwrite a borrower's loan file before they find a home.  As soon as they're ready to start looking, we can have income, assets, employment, credit, and many other aspects of the loan process reviewed in advance by an underwriter, leaving the only remaining item on the 'clear to close' checklist at finding a home and having appraisal, title, and insurance work completed.
     Thanks to this ability, buyers that choose to be pre-underwritten can go into a contract with no loan contingency, and a sales process that lasts only as long as the appraisal, title, and insurance work takes to come in.  The reality of more financed buyers, with the convenience of aggressively competing with cash offers.  We're calling this ability to have buyers full approved ... more

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