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Hidden Costs to Buying a House
Buying a home should be a simple undertaking.  However, purchasing a home can become complicated quickly, especially if buyers fail to consider or plan for the immediate and long-term costs associated with owning a home.
This is  especially true with first-time buyers. They can be so wrapped up in the actual purchase price of the home that they sometimes fail to account the hidden costs of homeownership.
Utilities     Utilities are paramount, and the costs asscoiated need to be evaluated during the homebuying process. Utilities are often include in your rent, but now they will be your responsibilty. Heating and coolling costs, water and sewer fees, cable and electricity are going to be coming out of your pocket from now on, so it is imperative that you include them in  addition to your monthly mortgage payment. 
Property Taxes    Property taxes are a necessary evil.  Property taxes vary by town, but will always be an additional cost when owning a home. Typically, property taxes are billed annually as a percentage of your home's assessed value. Also, property taxes will increase if you make additions or significant updates to you home. 
Home Maintenance      Even a brand new house will require repairs and maintenance over time. An ... more

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