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VA Construction Mortgage Loan Rates!
VA Construction Loans.
What is a Florida VA Construction Mortgage Loan and how does it work?
A VA 0% down payment construction to permanent mortgage loan combines the features of a construction loan and a traditional long term 15 or 30 year fixed rate residential mortgage loan with a single loan closing prior to the start of construction.
This is a big advantage because most construction loans require two closings one for construction and then another one when the home has been completed, saving you time and money. One of the best things is that you don't pay any interest or mortgage payments during the construction of your new home. The mortgage and builder approval process takes 60 to 90 days from start to finish and we allow the builder up to 9 months to complete the construction.
If you already own the land and have equity built up we will give you credit for the equity so you can put little or no money down. Land can be presently owned, whether free & clear or with a mortgage or can be purchased simultaneously from the builder or even a third party.
We also  offer VA Jumbo Construction Mortgage Loans  up to $1,094,625, ... more

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