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Before You Buy a House, Count Your Pennies!
Counting your pennies is a kind of cute but pretty old school saying and hardly ever applies in house buying but the point is, there are a number of costs associated with the buyer's side of the purchase transaction.  Before any buyer starts to think the only financial obligation is the price of the house...think again. Before you even contemplate buying that house, you'd be well advised to count lots and lots of pennies.
 
Costs associated with your house purchase will be many...loan fees, appraisal fee, home inspection, pest inspection, radon inspections, survey, chimney, water, well, septic...and these are just the most common fees!  If your home inspector determines that something (like a chimney, HVAC system, electrical component or plumbing) is a bit wonky or hinky, in other words shoddy, dangerous or missing then he or she will advise a further inspection by someone licensed in that particular field. Sure, there's a chance that someone might come inspect further out of the kindness of their highly specialized and licensed heart but you can't always count on that.  Why should you? Don't you like to be compensated for your time and expenses with anything work related? Time is money to plumbers, electricians, chimney ... more

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