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New USDA Loan Maps for NC
A lot of our clients are looking for a home with a front porch swing, away from all the hustle and bustle they encounter during their daily travels. That’s why the USDA Home Loan Program has been so perfect, because in NC, it doesn’t take much time at all to be smack dab in the middle of some Country Road!   will continue to change slightly every six months or so until 2020, when we expect a massive update.

 
USDA Home Loans NC is a program that is literally an extension of the US Department of Agriculture, and it is designed as a mortgage program that will spur development in our State’s more rural areas.  As we all know, every county in NC has some area that is rural, and so most of our state qualifies for this mortgage program that requires NO DOWN PAYMENT.
 
The trade off for not making a down payment, is that you have to be willing to buy a home in the more “outskirt” areas, you can’t for instance buy a condo in downtown Raleigh or Charlotte with the program.  You have to buy in Clayton, or Holly Springs, or other “up and growing” areas.
There will be changes to the ... more

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