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USDA Loans in Bastrop Texas
Surrounding Bastrop area is a prime area for 100% financing on a home loan. Bastrop Texas buyers can get 100% financing on new home purchases in close by areas.
This 100% program is truly not just for rural housing but for most of the geographic areas surrounding Bastrop, Texas qualifies for:
- 100% Financing Available- Small Monthly Mortgage Insurance (.30% of loan amount per year)- Interest Rates are still very competitive compared to Conventional and FHA. The biggest benefit is no down payment to a USDA loan- true 100% financing- with long term, 30 year fixed rate loans. Low MI (mortgage insurance) compare it to FHA and Conventional and see the savings! Let's take a look at qualifying requirements for a USDA home loan: There are some geographic areas that do not allow for USDA loans- but most of the State of Texas qualifies. The simplest way to determine if you are in one of these areas is by entering an address into the USDA Property Eligiblity @ http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp&NavKey=property%4011. If the property address is determined to be in an eligible area, you may use a USDA loan to purchase the home. Income limits do apply to USDA loans- but they are not as limiting ... more

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