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Difficult Conversations About Money and Being Self Employed
One of the toughest parts of being a REALTOR® is that you never know when you're going to make money or when you're going to have a dry spell. 
If you're a financial wizard, or really mindful of "saving", and sticking to a budget, then this part of life probably offers you more peace-of-mind than it does for the rest of us who struggle with money and the conversations that ensue.
Some of the most difficult conversations people have with their partners-in-life are about money. Putting money away, paying your bills in  a timely manner, saving for the unknown future crisis. Quarterly taxes is one of those bailiwicks that I struggle with. When I get paid on a transaction, the first thing I want to do is pay my bills. It gives me such a sense of relief. If money's left over, it's a boon. The formula that our tax consultant has given me, is to put a third away with every commission received to pay quarterly taxes. Then there is the conversation about how to protect your money, so that you are paying yourself and saving that money for your future retirement safely without it being taxed. 
Having lived much of my life as ... more

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