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Eight Things to Consider before Buying in a Home Owners Association
Are you looking at homes in a Homeowners Association (HOA)? It is entirely possible that you are since more than 62 million Americans live in communities governed by an HOA.  The purpose of an HOA is to maintain the standards of the community, including its appearance, condition and general livability. However, living in such a community also can limit what homeowners can do to their property, which can sometimes be a source of conflict.
The HOA’s board of directors might have a say, for example, in where you park, the number of pets you have or what color you paint your front door. They may also levy special assessments. If you are moving into an HOA community, knowing how to avoid or resolve issues can be valuable. Consumer advocates at HowStuffWorks.com provide a few basic tips:
Know the bylaws. Read through the deeds and covenants so that you clearly understand them.  If you have a passion for pink flamingos on your front lawn or you own an RV which you plan on keeping in your driveway, you may discover that the HOA has a rule about that.  Be sure you know before you buy that home.  The HOA rules are there to be ... more

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