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How to divide home equity in a divorce or inheritance | Owelty Lien
Splitting equity in a home after divorce or inheritance can be complicated in Texas without a knowledgeable team to support you or using a Texas Owelty lien.  If you’re going through a Texas divorce or recently inherited  Texas real estate, you’re likely dealing with a lot of emotions, often times both positive and negative. The financial aspects of these situations can be difficult or challenging in Texas due to our strong homestead laws. That’s where we can help. At Service First Mortgage, we can help you with the Texas mortgage and Texas real estate issues you’ll encounter, specifically how to distribute home equity in a fair way that saves you money and maximizes your cash. Very few lenders understand how this works, so it’s important to work with a Texas expert who has experience with these situations. A Texas Owelty lien is a type of lien that allows homeowners to divide the equity in a property. This strategy is commonly used to “buy out” or “cash out” one person’s interest in a home, most commonly in the cases of inheritance or divorce.
The party giving up their interest in the home obtains this specific type of Texas Owelty lien against the property. The Texas Owelty lien should be drafted by an attorney and filed ... more

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