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Think you aren't ready to buy a house?
Many first time buyers lived through the recession as teenagers. They remember the scary stories of people losing homes and inadequate downpayments contributing to the problems.
We are on more stable ground right now, economically. Lenders are doing a good job of evaluating buyers and the checks and balances in place mean that the loans that they make are, generally, more sound.
So if you are a first time buyer, what is keeping you from moving forward?
While it is easy to 'do your research' online, a lot of that information is incorrect. Most of that misinformation is about how much of a down payment you need or what your credit score needs to be. Let's go over the real facts about buying a home and knock those myths out, so they don't hinder your ability to purchase! 
 
CREDIT SCORES
Though it may come as a surprise, you don't need a perfect credit score to purchase a home. Traditional bank lenders will work with credit scores as low as 640, but your agent can also get you connected with local lenders that accept credit scores as low as 580. Although there are other required stipulations to qualify for the loan, you don't ... more

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