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How to Afford the House you Have Always Wanted
Buying a house is a huge financial undertaking, and for people who can’t afford it, hope is not lost at all. Homeownership is a real possibility — if you're willing to compromise. In this post, we listed steps and tips on how you can afford your dream home.
Set your budget.Having a real and tangible budget in mind will help you choose the best house in the market. To get the right estimate of all the expenses, consult with professionals or talk to your builders. But here’s a rough outline of what you should include in your budget:
Land price Real estate commissions Moving expenses Local fees and taxes Planning Fees Site cost Building cost Finishing costs Landscaping costs Interior decorating and furnishing New costs of furniture Contingency budget TIP: Budget more than you expect. Unforeseen money allocation can cause a real problem if disregarded. For one, setting up your home warranty is crucial when buying a new home. A home warranty can cover every product in your home and more. It will save you a lot of hassle, headaches, and money in the long run. Read this Top 5 Home Warranty Companies of 2018 to help you easily compare options.
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