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Self Employed? Here's How You Can Still Get the Loan You Need
Think you can't get a home loan if you're self-employed? You actually can, and it's easier and cheaper than you might think. Let's look at Colorado Self-employed Home Loans.
In the old days before the recession, you could walk into a bank, verbally tell them how much you make, and walk out approved for a home loan. These days, things have changed. Of course, this is generally a good thing — it will keep people who can't afford to make payments from taking on too big of a house. This, in turn, should keep the housing market from disintegrating the way it did 10 years ago.
However, there's one group of people who have been left out in the cold by the new Dodd-Frank regulations — the self-employed. You can have spotless credit and a healthy down payment, but if you don't have those official pay stubs, the bank could slam the door in your face.
A lot of self-employed people give up there, assuming that there's no way they can get the funds they need for their home purchase. Thankfully, there is another route.
Home Loans for the Self EmployedColorado Self-employed Home Loans do exist but you won't find them at the bank. ... more

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