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You can use your tax refund for down payment
Minneapolis, MN: One of the biggest reasons people don’t buy a home is the lack of down payment money, and the false belief that you need 20% for down payment. 
We get it. Saving is hard. Not only can you use your tax refund for down payment, your tax refunds make the perfect down payment for many first time home buyers, therefore making spring a very popular time to buy your first dream home.  
Downpayment requirements may be smaller than you think, so even small refunds may be just enough to get you into your own home this year. Don’t assume, reach out to your local Mortgage Broker to talk about your specific situation.
Heck, when you factor in possible down payment assistance programs, many people can buy a home with very small out of pocket costs.
 
I lend in Minnesota, Wisconsin, and South Dakota only. Apply Online, or call me at (651) 552-3681. NMLS 274132. Equal Housing Lender. 
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