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Can I use more than one contractor on my 203k project?
Recently had a call from a consultant regarding the following scenario... The borrower wanted to do self-help and manage two contractors on the project. ON the surface it seemed doable. Then the lender said, "we don't do self-help". How can we still get the 203k accomplished? Let's hear from you on this if you have run into this issue in the past and share how you handled it?
 
We have completed a few with multiple contractors on the same job and they were all nightmares. We don't recommend that you do this.
 
The big thing is that no contractor wants to be on the job with another contractor due to the liability issue. What if Contractor A is insured and Contractor B isn't but has an accident on the job, it becomes unclear as to who is responsible and whose insurance should cover the accident. It isn't unclear to us, but it might be to a judge and a jury. 
 
 
 
 
 
 
downtown 3-4-2019
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