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Severn, MD: Investment Tip (what to do with that tax refund)
Last blog I encouraged you to invest a good percent of your tax refund to create wealth for you in the future rather than spending it all now. I gave you several statistics from the book “Everyday Millionaires” by Chris Hogan that showed that most millionaires were normal folks that had no special privileges and that did not have paying jobs. 79% of them became millionaires by simply investing in their employer sponsored retirement plan for 20+ years. Their wealth came from the compound interest on those deposits each month. For the steady long-term savers, the rule of thumb is ~30% of the money in their accounts came from them putting money in and 70% of the money in their accounts came from the compound interest earned on the money they invested over the 20+ years of steady investing. The compound interest created their wealth.
Those that study the wealthy usually recommend the most effective ways to invest are:
    1) Invest in yourself. Examples include investing in books, training, mentoring, and so on to develop your God given natural gifts to become the best (i.e., top 10%) at what you do at your job or in your own business.
    ... more

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