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You Don't Get the Keys Until It's Closed AND Funded
You Don't Get the Keys Until It's Closed AND Funded!  
One day last week, I drove to one of my listings. It was scheduled to close that morning and I was there to pick up the sign in the yard and remove the lockbox off the door. The buyers had done their final walk-through the day before. The seller had signed remotely the day before since he was out of state. 
When I arrived at 11:00, the time the buyers were at the title company signing the documents, there was a car in the driveway and a woman inside. As I approached, I noticed the back seat filled with boxes and bedding. There was a language barrier, but soon realized this was the mother/mother-in-law that would be living with the new owners.
I can only assume that the buyers thought that as soon as they were done signing, they'd get the keys and would be able to move right in. But that's not the way it works.
This purchase was financed, so even though all the documents were about to be signed, the funds had to be transferred from the lender to the title company. And to further complicate this transaction, there was a guardianship involved ... more

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