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The Lenders, The Dreamers and Me
I am always happy to learn about mortgage lending topics. Mortgages are the key to home buying. This excellent article by Rob Spinosa sheds the light on a topic that is often misunderstood.
The Lenders, The Dreamers and Me
 
Immigration, as a topic, has been in the news a lot lately. Without weighing in politically, at least overtly, this is a matter close to my heart as it's not hard for me to forget that my grandparents fit the classic Ellis Island mold that shaped the lives of countless Italian-Americans.  A couple of years ago, I was honored to write a piece for our industry's M Report, and in it, I tried to imagine what it was like for my immigrant grandfather to obtain his first mortgage here in the United States.  Just conjuring his experience shed new light on my own value proposition and how I might better serve some of the most financially vulnerable, as they take a huge step towards realizing a big part of the American Dream, home ownership.
 
By now, most of us have heard of "the Dreamers."  These are individuals who have what is known as D.A.C.A. (Deferred Action for Childhood Arrivals) status.  Their ... more

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