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Tips for Building a Financial Safety Net
 If you don't have a financial safety net - it might be something you should think about getting started ASAP! How long could you and your family survive if you lost your job today? A few years ago I lost my job because I suffered a lower back injury and couldn't work. We had no savings and lived month-to-month on my pay check. We had no ways to pay our bills while I recovered, so we had to start some unconventional side hustles to make ends meet. We sold stuff on eBay (Weird things you can sell on eBay to make money).
 
My point is that we never saw the income drop coming. If we had just had 3-6 months of living expenses in savings, we would have been a lot less stressed. Ever since then we have always made an effort yo have a minimum of 6 months of living expenses in savings. This is our financial safety net.
We started putting money aside that we would normally just spend on eating out, going to moveies or buying the latest fancy TV. We put the money into a savings account that pays 2.5% interest. Every penny goes into the savings account - ... more

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