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Blame It On The Rain: Protect Your Home with Homeowner’s Insurance
Choosing the best insurance policies for your home can cause a lot of confusion. Many homebuyers are not fully educated about the coverage needed to protect a home or real estate investment. Many difficult situations can be caused by natural disasters. If you purchase real estate in or relocate to an area prone to hurricanes or floods it is important to know you have sufficient coverage. Read your policy carefully, ask questions and know the facts. Consider all of the options and get the advice of a real estate or insurance professional you can trust.
Come Rain Or Come Shine
Hurricane insurance is also referred to as Wind and Hail insurance and it works to cover the cost of rebuilding your home in the event of hurricane damages. Knowing the full extent of your coverage is essential. First choose the best deductible. Homeowners can purchase Wind and Hail insurance with a deductible based on a percentage of damages that may occur. This deductible will increase as the amount of damages increases. The monthly payments are often lower, but the out-of-pocket expense is higher. Homeowner’s can also purchase hurricane insurance with a fixed “all peril” deductible. This means whether you have $2000 of damage ... more

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