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Refinancing ... is it right for me? How to find out ...
For anyone considering refinancing, their journey of discovery must start with a thorough understanding of the details of their current mortgage and current mortgage statement.
 
    
      Refinancing ... is it right for me?  How to find out ...     There are many factors that influence the rise and fall of mortgage interest rates ...
Case in point, right now the fear of a global coronavirus outbreak has the markets in a tither and that anxiety has resulted in lower and fluctuating interest rates.  How long will the virus continue to influence the markets?  Right now, that is unclear.
As typical, the lower interest rates have many asking questions and inquiring about refinancing ...     Homeowners ask:     
Can I Refinance? Is it smart to Refinance?   What can I accomplish by Refinancing?      Years ago, the theory was ... if you could save 1 percentage (1%) point off your mortgage rate ... it was smart to Refinance your loan.  
That thinking then gave way to a new measurement.  The goal of saving one-half to three-quarters (1/2% to 3/4%) off the current mortgage rate held then became the new norm.  
Because of those old but well-known "rules of thumb", many of my current clients now ask me, ... more

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