Your name saw this post on The ActiveRain Real Estate Network and thought it might be of interest to you. Please see the link below to review the post.

Ready to buy your dream home? First Step - Take our quick financial assessment!
If you are dreaming about buying a home you can very well turn that dream into reality. The first step in the process of homeownership is doing a quick assessment of your financial situation.
Start by asking yourself these questions:
Do I pay my bills on time? Is my credit history good? Do I have a steady income? How long have I been at my current job? How much will my new monthly housing payment be? How much are my monthly consumer debt obligations? (ex. car, student loans, credit cards) Where will my down payment come from? Your answers to these questions are the basis for obtaining a loan but don't panic if you think you have unsatisfactory answers. Every loan request is unique and lenders take several things into account when looking at them. It is their job to know the guidelines and then see how they can best position you to fit into those guidelines or advocate on your behalf to get you qualified for the loan.
Ideally, you want your credit score to be in the ballpark of 620 or higher. However, there are no hard and fast rules as there are exceptions to most items. If there is derogatory ... more

__________________________________________________
Are you on The Rain? Grow Your Network!