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Curbside Closings in the Age of the Coronavirus
We're sheltering in place in most of North Texas. No showings. No open houses. But what about the homes already in escrow?
 
I've got a listing that is scheduled to close next week. I've been communicating with the title company and the seller, keeping the information flowing in both directions.  Yesterday, an email from the lawyer/owner of the title company indicated that they are still open and are considered an "essential business" financial institution. They are taking the safety of their clients and staff seriously. To that end, they are providing three options for closings:
mobile notary closings - highly discouraged due to risk of transmission between notary and client Remote Online Notarization (RON) - only available if the lender on the transaction allows the parties to sign via RON curbside closing - the most common way currently used  
Here's how curbside closing works:
the client makes an appointment for their designated closing day the client calls the office from their car in the parking lot to confirm their arrival on closing day the closer, wearing gloves, delivers the documents and a blue pen to the client's car and goes back into the office if the client has questions, the client calls the closer to ... more

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