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Conforming vs Non-Conforming Loans
If you are in the market to purchase a home then you should adhere to a few important aspects when searching for the right mortgage lender. Perhaps the most important thing is to chose a lender you can trust. One that has a great reputation and a long history of providing great loans to homebuyers.
Part of process in chosing the right mortgage company is making sure the Loan Officer you're working with is experienced, knowledgeable and trust worthy. Someone who will take the time to answer your questions so that you can be better educated as to the process of obtaining a mortgage.
A true mortgage professional will not only provide a low mortgage rate but also provide a high level of client focused service. Two common home loan types to determine choosing the best loan product to meet home buying needs: Conforming vs. Non-Conforming loans
Conforming Loans:
Fannie Mae and Freddie Mac back conforming loans.
Conforming loans generally come with reduced interest rates (when compared to non-conforming loans) and offer smaller down payment options. Also there are few less stringent financial conditions to be met by the borrower for approval (be sure to discuss these details further with your Loan Officer).
When it comes to buying a home; especially those looking to purchase ... more

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