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Saving for a House Down Payment 🏡💵
Saving for a Down Payment on a House 
Are you thinking about buying a new home? Gone are the days of 100% financing with zero down payment. So if you are not sitting on a pile of cash, the idea of finding the money to pay the down payment might feel daunting.
But there are simple ways to raise the cash needed to get into a new home.
Explore Loan Options - Not all home loans require the typical 20% down payment. FHA loan and VA loans are available for qualified buyers which allow a very low/no down payment Assess Your Current Assets - The first step is to determine what cash you might have available right now. Do you have a savings account or perhaps a 401k*? Are you nursing a pet project, like a vintage car or motorcycle, which could be sold for additional cash?Ask For Help - Some loans allow you to use gift funds from relatives for the down payment. There are also local and state programs which offer down payment assistance and second loans. Employment Incentives – Some cities and counties offer help with buying a home for teachers and first responders. If you fall into one of these categories, speak ... more

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