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10 Tips for Home Buyers During the COVID 19 Outbreak
Buying a home during the coronavirus pandemic
 
Mortgage rates will be a volatile right now
The Federal Reserve lowered interest rates twice in 2020 and that has had the effect of both increasing and decreasing mortgage rates. They've also decided to buy mortgage-backed securities which should help the mortgage market, so you'll need to check with your of a lender to make sure that your loan is still good. Even though you might not be ready by the house you should start your mortgage process now.
 
Start the prequalification process NOW 
Due to the lower interest rates many people have been purchasing homes even before the  COVID crisis. And huge numbers were refinancing because interest rates were at all-time lows.
So banks have been overwhelmed with purchase loan applications, re-finance applications as well as applications for various government programs to supplement their incomes and their businesses during the COVID outbreak.
 
Video tours versus real walk-throughs.
In many areas real estate has remained an “essential service” and some folks have been doing live walk-throughs in vacant, as well as, occupied houses, it may be time to consider virtual home tours. Agents and homeowners have been doing live walk-throughs on ZOOM, Face-time, and other applications. As well as in-depth videos ... more

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