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Child Identity Theft: Protecting Your Child’s Identity
Do you have a kid who has gotten a pre-approved credit card offer in the mail? If so, their identity might have been stolen. Child ID theft is when a person uses a minor’s Social Security number to commit some type of fraud, which can include opening credit cards, taking out a loan, or even applying for government benefits.
Something like this can go on for years, and you might not even know it. But there are things you can do to protect your child’s identity, so keep reading.
How Does Child Identity Theft Occur and What are the Warning Signs?
In general, child identity theft happens when their Social Security number is stolen. There are plenty of ways that this can happen from stealing official documents to electronic data breaches. So, what are the signs that this might be happening?
Getting a Pre-Approved Credit Offer – As mentioned, a pre-approved credit card offer might be a sign that your child’s credit is at risk. A credit card company only send these offers if it has access to a credit file. Getting Turned Down for Benefits – You might also be trying to apply for some type of government benefit for your child but ... more
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