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The FHA Loan Advantage - FHA LOAN TIPS
The FHA Loan Advantage - FHA LOAN TIPS
 
In many states of the U.S., the FHA loan has not been utilized for years, so a lot of real estate agents and mortgage originators aren't familiar with this great resource.
The following are a just a few of the recent changes that have made FHA loans a more attractive option again for some consumers looking to buy a new home or A mortgage refinance an existing one:
 
1) Congress passed the Stimulus Act of 2008. During the recent housing boom, home values surpassed FHA loan limits in many regions of the U.S. The recent enactment of this important legislation, however, increased FHA loan limits up to $729,500 in many high-cost regions of the U.S. through the end of the year. FHA loan limits vary by county, so give us a call for loan limits in your area.
 
2) The FHA LOAN changed its appraisal and fee negotiating guidelines. In the past, many sellers steered clear of FHA loans because the appraisals were too strict and certain fees were non-negotiable. The FHA has greatly loosened these guidelines to make it easier for both buyers and sellers.
 
3) FHA loans ... more

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