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Are You Living Beyond Your Means? Are You Thinking of Buying a Home? Five Ways to Assess Your Finances
Are you living beyond your means? Now is the time to clean up your act!All the talk on the news lately focuses on the economic downturn and the soft real estate market. It seems as though these things have become a self-fulfilling prophecy -- the more they're talked about, the more they come true.Whether or not we are headed for a recession, now is not the time to be living beyond your means. Now is the time to clean up your financial act and tighten your purse strings a bit, if for no other reason than to develop healthy financial discipline!In an article this morning on Yahoo! Finance, Glenn Curtis discusses "Five Signs That You're Living Beyond Your Means".
Your credit score is below 600 You're saving less than 5% Your credit card balances are rising More than 28% of your income goes to your house Your bills are spiraling out of control If your any one or more of the above sounds like you, it may be time to reassess your budget to make sure things don't get worse.Homeowners: if #4 sounds like you, it may be time to really sit up and pay attention. To figure it out, calculate ... more

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