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Hawaii Real Estate - Permits, Licensed Contractors, Lenders and MORE!
Whenever a transaction closes where I represented the Hawaii Home Buyer I make sure and let them know that whenever they decide to do anything to the home (i.e. addition, electrical, plumbing, walls and so forth) to make sure they have licensed contractors doing the job!
Why?
Because when you try and sell your home later on you don't want problems arising!
(EDIT):  As one example:   With VA loans they are particularly strict about additions with no permits and major electrical work done by Joe the Handyman.
They are meticulous when appraising the home and look at EVERYTHING in and out of the home. The loan will depend on the VA appraisal and the Notice of Value from VA.
So best you just be safe ....rather than sorry later on and follow my suggestions:
Electrical- Use a licensed electrician and save all invoices Plumbing - Use a licensed plumber and save all invoices Additions & Alterations (patio, lanai, extra room etc.) Use a licensed contractor and keep all paperwork. MAKE SURE YOU HAVE BUILDING PERMITS TO DO SO! Walls/Fences - Licensed contractor and save all work invoices etc. MAKE SURE YOU HAVE BUILDING PERMITS! Replacing anything within an association - Check to make sure that if you are in an ... more

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