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Macomb County MI first time home buyers - I won't be asking if you are pre-approved for a mortgage anymore...

...I'll be asking you if you have 3 1/2% of an estimated purchase price in your bank account.The down payment gift assistance programs that have been so helpful to Macomb County MI first time home buyers over the years are probably going to be taken away from these purchasers by our "we know what's best for the public" government. (The new housing bill, with this little tid-bit included, has been passed by our representatives and is now heading to President Bushs desk for a signature.)Goodbye Nehemiah - it's been fun working with you. Ameridream? Ditto. To the employees of those companies: I feel for you. Our entire state has been hit hard by lay-offs and job losses. I see it in the eyes of our residents every day. Good luck to all of you and thank you for being there for my first time home buyer clients over the years.To the future first time home buyers in Michigan: You can still receive a gift of money for the down payment of your new home if the gift comes from a family member, close friend or employer. Keep a paper trail of the gift money, your mortgage lender will need to ... more

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