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Why rent when you can own a home now......
Had a question this morning regarding buying vs. renting and thought I would give a few logical reasons for buying a home as opposed to renting one.
1) A home tends to increase in price over times so this is one of the best investments a person can make without too much risk. A home can increase in value 3-6% every year. Even if it didn't appreciate, you could still sell it and recoup some of your expenses, where as if you were renting when you move, your money is gone and you will be lucky to get your deposit back in the end.
2) You'll pay less tax. This is one of the biggest reasons you buy a home. You can deduct the interest you pay on your mortgage from your taxable income, which means you will pay less taxes.
3) Pride of ownership. This has been the American dream since before the dawn of time.4) Interest rates are still historically low. This makes it less expensive to buy a home. The lower the interest rate the lower your payments and loan will be.
5) Capital Gain Exclusion: You can exclude up to $250,000 for an individual or $500,000 for a ... more

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