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Qualifying for USDA Home Loans in North Carolina
I wish I had a nickle for everytime I'd heard somebody tell me, "I'm just lookin' for some land."  They don't really mean they want a horse farm (necessarily) but they do want some room to stretch out!
Well - good news! USDA has a 100% program for those looking for a home in a rural setting. It does NOT need to be a farm - in fact if it's an income producing farm, I'll probably have to refer you to someone who knows a lot more about Commercial loans than I do... no a USDA loan is for folks who are buying a rural home (Here's a link to where you can check and see if the home is within the USDA Footprint) and who has fairly decent credit. 
Basic Qualifying Information for USDA Loans:
Credit Scores need to be at or above 620.  There are some exceptions - so if you are slightly under this let us take a peak at your credit and we'll let you know if you can close now - or if you need to do some work and close in six or eight months! Traditional Credit Scores are often needed.  Like FHA we can ... more

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