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Quick Note Regarding FHA Mortgage Insurance.
The FHA risk based pricing grid that went into effect July 14th will end October 1st. After October 1st, the old premium schedule will go back into effect with a few changes - notably a higher upfront premium of 1.75% 
See Mortgagee Letter:
http://www.hud.gov/offices/adm/hudclips/letters/mortgagee/files/08-22ml.doc
 
... more

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