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Foreclosure Process for New Hampshire (NH)
If you are facing foreclosure in New Hampshire, please see below for the step-by-step process.
When you develop a definite plan of action with well-timed, well-informed steps, you can stop the foreclosure process and save your home. We have outlined the foreclosure process for the state of New Hampshire. New Hampshire has two broad classes of mortgage foreclosures:
Foreclosures made on mortgages without power of sale clauses
Foreclosures made on mortgages with power of sales clauses.
Foreclosures made without power of sale clauses are conducted similar to strict foreclosures, in which the lender must work to obtain possession of the premises.
Foreclosure made with power of sale clauses revolve around giving the proper notices and conducting proper foreclosure sales. Although mortgages with power of sale clauses are much more common than those without, it is still possible to have a mortgage without a power of sale clause in New Hampshire. In this event, the foreclosure works much like strict foreclosure in other New England states. In order to foreclose, a lender must recover possession lawfully, and hold it for a required length of time (one year in New Hampshire), before title becomes final in the name of the lender. There are ... more

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