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What to do if your bank fails and you have a Safe Deposit Box there?
In the last couple of weeks, we have experienced some major problems in the banking world.  In these times, it is difficulty to know what to do or where to go for answers.  However, you can count on Urban Knight Enterprises, Inc. to be there for you. 
When an insured bank or thrift closes, the Federal Deposit Insurance Corporation (FDIC) usually arranges for another institution to take it over, including branches where you might have a safe deposit box. In those situations, you should be able to conduct business as usual. If the FDIC cannot find a buyer for your bank, it arranges for you to remove the contents of your safe deposit box so you can obtain a box at another institution, if you wish. This is done within a few days after the bank fails.
It is imperative that your contact information is up to date: Your address, telephone numbers,etc.  By law the banking institutions are required make three attempts to contact you.  If they are unable to reach you, your contents may be placed on the www.UnclaimedProperty.com by the Federal Reserve. If this occurs you should check this website to verify if contents are there. If they are there, you will need to either call for ... more

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