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Deal or NO Deal - It is Credit or Nothing!
How to Successfully Build Your Credit Score by Gwenn Tanvas
How to Successfully Build your Credit Score
By Gwenn Tanvas, Certified Mortgage Planning Specialists and Consumer Advocate - Wisconsin
It is vitally important to have good credit today.  Not only does it determine the interest rate you will pay when you buy a car or a home, but a good credit history is also a factor when you are applying for a job, renting an apartment, obtaining car insurance rates or applying for a credit card.  What may seem like a tiny mistake to you, can actually drag you down for many years.  One late payment, maxed out credit cards, or taking out several loans at the same time all appear to be minor mishaps, however, the credit bureaus view them as a black mark on your credit report and creditors respond accordingly. 
It is not that hard to establish and keep good credit, especially if you are just starting out.  Follow these simple rules, and your credit will sparkle.
Check your credit report
Before anything else, you want to see what creditors are saying about you.  Do this by checking with the three major bureaus: Equifax, Experian and Trans ... more

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