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HELP! I CANT MAKE MY HOUSE PAYMENTS !!!
Facing Foreclosure? Received a Notice of Default?                                                     Fresno California
First of all - BEWARE OF FORECLOSURE SCAMS.
If you're behind on your house payments and at wits end as to what to do, here is what I suggest:
#1) Find a HUD approved counselor  in your area or contact and orginization like Neighborhood Works.
It's very important during such as stressful event that you have competent counsel and let's face it - a little hand holding through tough times doesn't hurt. There are are many Realtors© who can empathize with your situation (we have heard more than our fair share of sad stories such as yours).
NEVERTHELESS, I still suggest that you contact one of these agencies for assistance FIRST.
Here's why: your Realtor isnt going to make any money unless he engages in some sort of transaction on your property. A Realtor© may advise you to do a "Short Sale" on your property when your best alternative may be a loan modification with your lender. That is why I suggest you contact one of the agencies above first.
#2 Contact your lender....and maintain communication with your lender.  When you contact them you need to provide the following: .
Loan ... more

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