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First Time Homebuyer Tips : Understanding the total mortgage process -- Part 3 of 5
FYI - (these tips in this first time homebuyers series are not just for newbies/first time homebuyers)
 
Shopping for a mortgage can be such a confusing process, even for those that have bought a home or refinanced previously. And in this first time homebuyers series, the biggest thing that I can't stress is the ability to pick that loan officer who will have your best interest at stake.  I don't want this to be a debatable subject. There can be arguments based on :
Make sure you get the loan officer through a referral  (you can find people on the internet, such as myself - just be careful of such services that promise companies that will fight for you to give you the best rate) Make sure that the loan officer is local  (this gets debated often - in regards to myself, about 80% of my business is out of state - 10 loans that I closed this year were out of state and denied by local lenders) Hence why I am not looking for debates based on the information above.  I wanted this to be an informational piece, just keeping you informed.
 
 
 
Here is the basic ... more

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