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Your name saw this post on The ActiveRain Real Estate Network and thought it might be of interest to you. Please see the link below to review the post.

First Time Homebuyer Handbook, Part I
Why rent when you CAN buy? Why pay someone else's mortgage for them?  Whenyou're a renter, you're doing just that--making your landlord a nicelittle nest egg for his or her retirement!  
Much ado is being made in the news today that the banks aren't lendingmoney and that no one is able to secure a mortgage.  Well, letme tell you--Not ONE of my clients turned down for a mortgage duringthis last year!  Banks ARE lending money and chances are youcan own your own home for the same amount that you're paying in rent. With interest rates at a historical low right now, it's agreat time to secure that mortgage and purchase your OWN home!Thisis the first in a series of articles to get you started on your way totaking pride in homeownership.  

5 Reasonsto Own Your Own Home
1. Taxbreaks:  The U.S. government allows you deduct the interestwhichyou pay on your mortgage, your property taxes, aswell as some of the costs involved in purchasing your home. Thisbenefit continues each year of homeownership.  As well,currentlythere is a $7,500. federal tax credit which will be applied to thepurchase of your home.  Inquire with your Realtor® orLender. 
2.Appreciation:   Despite the current economy, realestate haslong-term, stable growth in value in general.  ... more

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