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How Much Money Will I Need to Close on My Home?
When one is thinking of buying a home the usual questions one asks are:
How much payment can I afford?
Do I have enough down payment? 
Another question you need to ask your self is do I have enough to cover the closing costs?  To answer that question, of course, you need to know how much those fees will be.   And, in order to know that, you need to know what fees there are to be paid. 
If you are buying in Colorado I can give you a little help.  Below are listed some, if not most of the fees you can expect closings and home loans to carry with them. 
Credit Report Expense
Appraisal Loan Origination Fee Discount Points Prepaid property taxes some times up to 9 months of taxes, but usually more like 3-6 months.  Prepaid homeowners insurance, 2 or 3 months worth. 2 or 3 months worth of HOA fees HOA Transfer fees HOA fee for CIC docs Storm Drainage Fee Prepaid interest for partial month to Lender Closing Fee to Title Company Title Insurance for Lender Various Endorsements Fees to Title Company Courier Fees to Title company Tax statement fee to Title Company Loan ... more

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