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What Is The Foreclosure Process For Your Woodbridge, New Jersey Real Estate?
With all the talk of foreclosure in the news, it's easy to get worried about the future of your Woodbridge real estate.  The good news is that you have plenty of warning from your lender before they foreclose on the property.Foreclosure is when the lender takes legal action to repossess your home if you default on the loan.  When you miss the first payment, your lender will call you to make arrangements to get your loan current.  It's very important to talk to your lender at this point.  If you're having trouble making the payment due to a temporary problem, your lender may offer you forbearance on your loan for a month or two.If you miss a second payment, the lender will begin to call you more often demanding that you catch up on the loan payments.  You may begin receiving letters from the lender telling you to become current or they will take appropriate legal action.  If you continue to fall behind on your mortgage, and aren't able to make a third payment, you'll receive a different kind of letter from your lender.  You will receive a Notice of Acceleration from the lender telling you to become current on your ... more

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