Information about mortgage and home loans for North Carolina, specifically serving Charlotte, Matthews, Lake Norman, Huntersville, Pineville, Cornelius, Monroe, Gastonia, Concord and the sourrounding areas.
ARCHIVED BLOG POSTS
Personally, I am confused as to why YSP is such a hot issue. When I walk into a local bank, they post a rate and tell me how much that rate will cost me in fees and points. When you talk to a mortgage broker, you are also told how much it will cost you in fees and points. As a borrower you have a...
Happy Halloween to all!Its a night full of spooks and ghosts, goblins and witches.. and a few cute princesses too!I hope your evening is a fun one and a safe one. May all your kid's pots and bags be filled with great candy and treats. (Especially Mary Janes... my favorite!)Let's all hope that whe...
"You are pre-approved"We see this phrase everyday. From "pre-approved" credit card offers to a "pre-approval" on a mortgage loan application. But how many times have you applied for that credit card only to be rejected. How many "pre-approved" home buyers end up not being able to close on a home?...
Good afternoon.For the past several months we have all witnessed the meltdown of the subprime mortgage industry. Over 100 lenders have fallen and many loan officers and mortgage brokers have exited the business. This meltdown has weakened confidence in real estate and the financial world and has ...
Greetings Charlotte area professionals!I am a mortgage professional in the Charlotte, NC area seeking to meet other professionals in the area. My interest is in networking and in meeting others on a social level.Don't worry. I am not looking to sit down with a sales pitch! I am just seeking to me...
Good morning all.I have noticed, not so much here, but in general that there seems to be a riff between real estate agents and mortgage professionals. When I first started, I wondered why that was. But as I have developed in my business, I am beginning to understand why.Right off the bat, permit ...
Good Saturday morning. Here is my quandry... any advice would be greatly appreciated.I have been in the mortgage industry for 4 years and have had decent success. I have been able to keep my wife home with the babies, which we both feel is important. I have become very adept at staying on top of ...
Wow.. Moments after posting my first blog... many welcomes and warm wishes...Could it be I have found a networking group that actually is worthwhile? LOLThank you for your welcome. I look forward to posting and getting to know others here.Ed
Well, I've done it. I have joined Active Rain. I have read about it, heard about and have finally decided to sign up. I am still not quite sure what to do in here, but I guess I will learn as I go.I would love to hear from other professionals in the industry.. both lenders and REALTORS. I want to...