Mortgage in Charlotte NC

Information about mortgage and home loans for North Carolina, specifically serving Charlotte, Matthews, Lake Norman, Huntersville, Pineville, Cornelius, Monroe, Gastonia, Concord and the sourrounding areas.

ARCHIVED BLOG POSTS

2008 

So I have been getting old recycled spam lately. You know the one.. the story of the overseas person contacting you about how you can help them inherit a fortune and if you help you get a split of that fortune. Only thing is you have to put up so much money to prove you are able to be trusted, or...
02/28/2008
11 Comments
Ok. This is so very off topic, but I just ran down memory lane.Anyone here grow up with a Commodore? I started with the Vic20 and then upgraded to the C64.Do you remember this thing?This was the deluxe model if I remember right. It actually came with a floppy! Mine originally came with the tape d...
02/28/2008
Excuse me please. I don't mean to Rain on you!This is an amazing business. Real Estate and Mortgages. There is talent and professionalism throughout the industry. Here in North Carolina we are truley blessed. Not only do we have one of the most vibrant real estate markets, complimented with the b...
02/28/2008
I just posted a potential referral (pre-qualified buyer) into the Referral section of AR. My question is this:Based on the number of referral leads (or lack thereof) on this system, does anyone use it?I think this could be a great resource and as I am beginning to get more and more leads without ...
02/28/2008
I started the Rate Watch Experiment on Feb 14, 2008.Since then I have taken a fictional rate with no points and tracked the changes in the mortgage market.So many people mistakenly believe that long term mortgage rates fall when the Federal Reserve lowers their rates. This is not true as longer t...
02/20/2008
Have you noticed lately that loans are a bit tougher to close today? It seems that things we used to be able to get around are now road blocks. I have been asked why this is, and without giving the obvious "its the market" answer, I dug a bit deeper to help people understand what is happening.Wha...
02/20/2008
19 Comments
I am not political. I am not a republican or democrat.I am neither right or left.But in the Democratic race, I am getting excited to see what is going on.Personally, Clinton scares me, especially as a mortgage lender. But as an American that is tired of the BS that most politicians feed us and th...
02/19/2008
FHA lenders are now implementing minimum credit scores for FHA mortgage loans. Although FHA does not require any minimum credit scores, most FHA mortgage lenders are beginning to require certain credit score levels before they will underwrite the loan.Why?Blame the subprime meltdown and the trend...
02/19/2008
Many people still believe that because the Fed rate was just cut, we will see a dramatic drop in the 30 year fixed rate mortgage pricing. This is just not true since longer term mortgage rates are determined by the yields in the bond markets. So in order to help people see what is really going on...
02/14/2008
While many people are considering buying a home, there are plenty of people that are just happy where they are. However, it is a great time to consider refinancing your Charlotte mortgage.Mortgage rates are low, some of the lowest we have seen in 40 years! As a matter of fact, if you have a mortg...
02/13/2008
Rainer
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